Mitigation: How It Can Save Lives, Property and Taxpayer Money – My view from the field
Mitigation Planning – can significantly reduce the damage caused by storms as well as decrease the money and heartache spent post storm both of which are precious. The states that…
Global Warming Drowns Hot Sauce Maker
And whether it’s manmade or not, the water is rising in the Delta… For more than a century, gumbo lovers and oyster aficionados all over the world have enjoyed their…
Post-Harvey Funds Announced For Texas
Hurricane Harvey caused catastrophic rainfall-triggered flooding in the Houston metropolitan area and ties with Hurricane Katrina as the costliest hurricane on record. Harvey underwent rapid intensification and quickly became a…
A prescriptive order of Metal Roofs "Only" Unlikely to Pass in The Keys Post-Irma despite its obvious allure and sense.
Metal Roofs Fall 2017 could now become standard when it comes to putting a roof over your head in Florida Keys. A proposed ordinance that has yet to hold a…
What is the 50% Rule or "Substantial Damage" as it relates my wind and flood damaged residence – John Minor CGC, CFM
Whether your structure has been ‘substantially’ damaged or not is determined by a number of factors. The first time many people will encounter this rule is when they receive damage…
Puerto Rico Four Months After Hurricane Maria
Four months after the Hurricane Maria struck Puerto Rico, the Federal Emergency Management Agency or FEMA has halted any new shipments of water and food to Puerto Rico. Puerto Rico’s…
Barker Reservoir, Houston, & What They Should Have Known and When — Floodplain Management
Around 25 years ago, Charles Glen Crocker realized that the footprint at the Barker Reservoir was larger than the area under the government control and ownership, hence placing the homeowners…
How does my Hurricane Harvey donation help the real people in Houston, Beaumont and Corpus Christi?
The American Red Cross, a name synonymous with disaster aid and help for those dealing with natural disasters and catastrophes is, post-Katrina now marred with another feeling by the public….
Is it Time to Update Our National Flood Insurance Program?
Is it Time to Update Our National Flood Insurance Program? The National Flood Insurance Program (NFIP) is up for reauthorization and there are always many requested changes before it is done….
Hurricane Harvey – 4 day up the creek – John Minor, CFM
I was interviewed by the Pensacola News Journal and Gannet about my role following Hurricane Harvey in Houston. This article is written by staff at Complete following that article and…
Aerial Thermal Imaging Building Surveys for Commercial Flat Roof Systems with Suspected Water Intrusion
Cutting edge building diagnostic methods out there today include thermal imaging technologies from FLIR and now drone technology, known formally as Unmanned Aircraft Systems (UAS) by the smart people at…
Hurricane Matthew – Wind & Tree Impact Damage – Hilton Head Island
Hurricane Matthew has come and gone, but its resulting claims are far from over. We are experts in the repair methods and costs of construction for claims resulting from wind,…
Island Construction by Team Complete – How I build – John Minor GC
Bald Head Island is a fantastic location at the mouth of the Cape Fear River where it meets the Atlantic Ocean. Team Complete and I got an opportunity to work…
Pensacola Tornado Damage – Steps to Resolving Disputed Claims – DFS Mediation, Appraisal & Public Adjusters
Tornadoes are rated on an EF (Enhanced Fujita) scale of o -5 (a 5 can flat knock down a structure). Dr Fujita from the University of Chicago came up with…
Port of Pensacola – Thermal Imaging Inspections for GE following Hurricane Ivan by Complete
Following Hurricane Ivan in 2004 Complete was hired by GE to inspect at the Port of Pensacola. This large-scale power generator had been flooded and then restored. In our inspection…
Hurricane Hermine Impacts Florida's Big Bend – We were there – John Minor CFM
It’s that time of year again summer and early fall here in 2016 in the Gulf of Mexico, where systems of thunderstorms begin to cluster and organize, and begin to…
Restoration of The Sands – Hurricane Sandy – Expert wind and flood assessment by John Minor at Team Complete
The Sands is a beautiful venue in Atlantic Beach, New York that hosts many different types of events such as weddings, Bar Mitzvahs, corporate outings, video shoots, and the like. It…
The Moors – Land Use Expert
The Moors Golf and Country Club was a fantastic links-style golf course in Northwest Florida near Milton. Complete was brought in as a testifying expert in regards to land use…
558 Inspections
La. Supreme Court Decision – Attached – John Minor, Expert – Hurricane Gustav V Construction Defect
John Minor of Complete, Inc. was asked to review the damages to the above referenced property after being referred by a La. General Contractor. The residence appeared to be of high quality built on a golf course at the Point in S. Louisiana.
Construction Defect
SB 360 Construction Defect
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Construction Defect
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Historical Context
Consumer protection laws and building codes have been around since the first Mason quarreled with their client the Shepard. In 1772 BCE rules were established by the Code of Hammurabi and have continued since confounding contractors and…
Diagnostic
South FL Condo Buildings Require 40-year Recertification Inspection
Florida Condo Building - Photo by Complete
The need for professional inspections of multifamily mid-and high-rise structures has never been clearer than in recent times. Our firm has been a leader in water intrusion and building inspection services for more than 20 years and we welcome this attention to detail.
Our engineers expect that there will be major changes in the state of Florida…
Expert Witness
Benefits of Appraisal to Florida Insurance Companies
Speed – The average residential insurance claims appraisal is taking 60, sometimes 90 days or 120 days, to close from start to finish. The differences on these claims are typically from 100 to 300k and are wholly associated with cost and scope. The commercial claims schedule for a standalone business can often be the same but know that a condo can sometimes take a…
FEMA 50% Rule
The effect of the 50 percent rule in SW Florida
The 50 Percent Rule - Substantial Damage after Hurricane Ian
Hurricane Ian was one of the most powerful storms to ever hit the coast of Florida with one minute sustained winds reported at over 150 MPH and the cause of more than 125 deaths. This storm is rated as a Major Hurricane, Category 4, just shy of the 157 MPH sustained necessary to be a…
Fire Damage
Forensic Engineering – What does one look for in a forensic report?
UF Engineering - Hurricane & Building Failure Research
What is a Forensic Engineering report? Why do I need one on hurricane damaged building claims? Forensics, as I have seen it play in the field over the last two decades as an insurance appraiser, expert, and now owner of a small engineering company. Forensics is where science and the courtroom meet in the form of a hurricane,…
Flood Damage
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Forensic Engineering
Hurricane Michael: City of Lynn Haven Four Years Later
City of Lynn Haven Hurricane Michael Appraisal
The City of Lynn Haven, Fla. sustained damages from Hurricane Michael on Wednesday, October 10, 2018. Over 51 separate locations were affected by the storm. Of these buildings the Police Station, City Hall, Library, and Recreation Center sustained the worst damage, resulting in complete or partial demolition of these sites.
The City razed 57,000 sf of community buildings located…
Hail Damage
$42M for Amarillo Schools Hail Claim
https://youtu.be/yxdrIhvGImE
Complete is pleased to announce the resolution of the Amarillo School District 2013 hail claim. An agreement of $42M was reached between the school district and the insurer. This agreement was the result of hard work by the appraisal panel, the school district, the insurer and their counsel. John Minor was the appraiser for the district, working out the differences between the parties. John…
Hiring a Forensic Engineer
Forensic Engineering – What does one look for in a forensic report?
UF Engineering - Hurricane & Building Failure Research
What is a Forensic Engineering report? Why do I need one on hurricane damaged building claims? Forensics, as I have seen it play in the field over the last two decades as an insurance appraiser, expert, and now owner of a small engineering company. Forensics is where science and the courtroom meet in the form of a hurricane,…
Roof Damage
Hurricane Maria – Large Loss Claims Appraisal – St Croix
Carden Beach Condominiums - St Croix
Complete & John Minor were pleased to be selected by the some of the smartest attorneys in the country as appraiser for Carden Beach Condominiums down in the US Virgin Islands following Hurricane Maria. Carden Beach is a special place on the northeast corner of St. Croix that had significant hurricane damage from Hurricane Maria’s Category 4…
Tornado Damage
Pensacola Tornado Damage – Steps to Resolving Disputed Claims – DFS Mediation, Appraisal & Public Adjusters
Enhanced Fujta scale
Tornadoes are rated on an EF (Enhanced Fujita) scale of o -5 (a 5 can flat knock down a structure). Dr Fujita from the University of Chicago came up with the scale in 1971 which is based on the type of damages and the width and breadth of same. The reason a scale was necessary as the winds from a tornado will…
Water Damage
Hurricane Sally Hits Home- Pensacola, Florida
September 16th has been a bad day for John Minor's hometown of Pensacola.
This is the second time we have had a hurricane on this date. This storm surprised us with sustained winds of 105 MPH and the wind and surge from what was supposed to be minimal Cat 1 hitting Bay St Louis that ended up stalling as it came ashore as a…
Wind Damage
New Year, New Us : TeamComplete Windstorm 2023
WIND 2023
Windstorm Insurance Conference Orlando 2023
“It is better to know how to learn than to know”
Dr. Suess
Oh, the places you will go in this business. I have had such a great ride in this job over the last 25 years and WIND has carried me to many of my destinations. WIND 2023 is expected to be my next departure point and I cannot…
Wind Damage Vs. Flood Damage
Hurricane Sally Hits Home- Pensacola, Florida
September 16th has been a bad day for John Minor's hometown of Pensacola.
This is the second time we have had a hurricane on this date. This storm surprised us with sustained winds of 105 MPH and the wind and surge from what was supposed to be minimal Cat 1 hitting Bay St Louis that ended up stalling as it came ashore as a…