Wind vs Wave Information
“There are many new things happening in the form of hurricane modeling and strength indicators. The last few years fueled by lessons gleaned from the four storms that hit the…
Troxell Architects, Builder Liability: Southport, NC
Complete was requested by the insurer for this architect/builder to review damages to an extended care rest home as to the cause of the reported problems and the restorations costs…
50% Rule, League of Municipalities – Town of Carolina Beach, NC
Complete was requested by Clay Collier, Esq. counsel for the NC League of Municipalities to review issues associated with the elevation of a hotel on Carolina Beach, NC. The property…
Personal Injury Balcony Railing Case: Fort Walton Beach, FL
Complete was requested to review the issues associated with the installation of railings at a condominium complex located in Ft Walton Beach Fl. A person had been injured after falling…
Old Highway 98 Shopping Plaza: Gulf Breeze, FL
This commercial building in Gulf Breeze was badly damaged as result of Hurricane Ivan in 2004. The owner Mr. Duke Mcaa is a well known local business man in Santa…
Hurricane Katrina: Insurance Appraisals and Expert Witness Services
Complete was asked by major insurers to perform appraisal and expert witness services on dozens of properties on the coast of Mississippi following Hurricane Katrina. Many of these losses were…
Destin Point – Hurricane Ivan, Emergency Soil Stabilization
This premium residence is located in Destin Pointe, a gated community right off Destin Pass. The top two floors of the residence were badly damaged by the winds from Hurricane…
Renny Creek Mine Litigation – New Bern, N.C.
Complete Contracting, Inc. was requested by attorneys at Lea, Clyburn and Rhine to review a number of properties damaged by the effects of dewatering of a large area in New…
G.E. Tooling Thermal Imaging Review: Pensacola, FL
Complete Contracting Inc., was requested to provide a thermal imaging review for G.E. Tooling in Pensacola, Florida. The work was performed at the Port of Pensacola under the supervision of…
Wind, Flood, Fire and Water Claims
Complete Inc.’s Case Studies These are cases where Complete, Inc. was hired to assess the damage and/or restore the damaged property. Wind, Flood, Fire and Water ClaimsWater damage to structures…
Vista Building, Hurricane Ivan – Perdido Key, Florida
The Vista building was an eight-story building formerly on Perdido Key. This condominium had 64 units over varying size and design. The property is gulf front and was made a…
Private Residence Appraisal – Useppa Island, Florida
Useppa island off the coast of Southwest Florida received the direct eye passage from Hurricane Charlie in 2004. The residence was a two-story premium duplex and received massive damage from…
Hurricane Ike – Houston Texas
Thermal Imaging Review Hurricane Ike was a powerful category two storm damaging Galveston and then Houston, Texas and then points north. Complete was contacted by the insurance company for this…
Cook’ Paint and Body Shops – Florida Panhandle
Property Restoration Services – Hurricane Ivan, Dennis Complete has been pleased to be the restorer of choice for Cooks Paint and Body and related properties. Mr. Gene Cook selected Complete…
Holiday Inn Express, Hurricane Ike – Houston, Texas
Hurricane Ike Infrared Imaging Review and Cost Consulting Hurricane Ike made landfall as a strong category two storm affecting Galveston and Houston, Texas before moving further inland. Complete was asked by…
Hurricane Ivan – Lambert Beach House Perdido Key FL
This residence, which was part of a townhouse complex near the Florabama Restaurant on Perdido Key, suffered extensive damage from Hurricane Ivan in 2004. Owner Janet Lambert hired Complete, Inc….
Pembroke at Landfall Hurricane & Construction Defect Restoration – Coastal North Carolina
This gated community on the coast of North Carolina was a significant portion of my early training in insurance restoration and water intrusion repair. These townhomes totaling more than 150,000…
Fire Loss: Ocean Springs, MS
In March of 2008 the fire consumed the residence and burned significant portions of the residence including the floor, wall and roof framing making a restoration impossible this time around….
558 Inspections
La. Supreme Court Decision – Attached – John Minor, Expert – Hurricane Gustav V Construction Defect
John Minor of Complete, Inc. was asked to review the damages to the above referenced property after being referred by a La. General Contractor. The residence appeared to be of high quality built on a golf course at the Point in S. Louisiana.
Construction Defect
SB 360 Construction Defect
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Construction Defect
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Historical Context
Consumer protection laws and building codes have been around since the first Mason quarreled with their client the Shepard. In 1772 BCE rules were established by the Code of Hammurabi and have continued since confounding contractors and…
Diagnostic
South FL Condo Buildings Require 40-year Recertification Inspection
Florida Condo Building - Photo by Complete
The need for professional inspections of multifamily mid-and high-rise structures has never been clearer than in recent times. Our firm has been a leader in water intrusion and building inspection services for more than 20 years and we welcome this attention to detail.
Our engineers expect that there will be major changes in the state of Florida…
Expert Witness
Benefits of Appraisal to Florida Insurance Companies
Speed – The average residential insurance claims appraisal is taking 60, sometimes 90 days or 120 days, to close from start to finish. The differences on these claims are typically from 100 to 300k and are wholly associated with cost and scope. The commercial claims schedule for a standalone business can often be the same but know that a condo can sometimes take a…
FEMA 50% Rule
The effect of the 50 percent rule in SW Florida
The 50 Percent Rule - Substantial Damage after Hurricane Ian
Hurricane Ian was one of the most powerful storms to ever hit the coast of Florida with one minute sustained winds reported at over 150 MPH and the cause of more than 125 deaths. This storm is rated as a Major Hurricane, Category 4, just shy of the 157 MPH sustained necessary to be a…
Fire Damage
Forensic Engineering – What does one look for in a forensic report?
UF Engineering - Hurricane & Building Failure Research
What is a Forensic Engineering report? Why do I need one on hurricane damaged building claims? Forensics, as I have seen it play in the field over the last two decades as an insurance appraiser, expert, and now owner of a small engineering company. Forensics is where science and the courtroom meet in the form of a hurricane,…
Flood Damage
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Forensic Engineering
Hurricane Michael: City of Lynn Haven Four Years Later
City of Lynn Haven Hurricane Michael Appraisal
The City of Lynn Haven, Fla. sustained damages from Hurricane Michael on Wednesday, October 10, 2018. Over 51 separate locations were affected by the storm. Of these buildings the Police Station, City Hall, Library, and Recreation Center sustained the worst damage, resulting in complete or partial demolition of these sites.
The City razed 57,000 sf of community buildings located…
Hail Damage
$42M for Amarillo Schools Hail Claim
https://youtu.be/yxdrIhvGImE
Complete is pleased to announce the resolution of the Amarillo School District 2013 hail claim. An agreement of $42M was reached between the school district and the insurer. This agreement was the result of hard work by the appraisal panel, the school district, the insurer and their counsel. John Minor was the appraiser for the district, working out the differences between the parties. John…
Hiring a Forensic Engineer
Forensic Engineering – What does one look for in a forensic report?
UF Engineering - Hurricane & Building Failure Research
What is a Forensic Engineering report? Why do I need one on hurricane damaged building claims? Forensics, as I have seen it play in the field over the last two decades as an insurance appraiser, expert, and now owner of a small engineering company. Forensics is where science and the courtroom meet in the form of a hurricane,…
Roof Damage
Hurricane Maria – Large Loss Claims Appraisal – St Croix
Carden Beach Condominiums - St Croix
Complete & John Minor were pleased to be selected by the some of the smartest attorneys in the country as appraiser for Carden Beach Condominiums down in the US Virgin Islands following Hurricane Maria. Carden Beach is a special place on the northeast corner of St. Croix that had significant hurricane damage from Hurricane Maria’s Category 4…
Tornado Damage
Pensacola Tornado Damage – Steps to Resolving Disputed Claims – DFS Mediation, Appraisal & Public Adjusters
Enhanced Fujta scale
Tornadoes are rated on an EF (Enhanced Fujita) scale of o -5 (a 5 can flat knock down a structure). Dr Fujita from the University of Chicago came up with the scale in 1971 which is based on the type of damages and the width and breadth of same. The reason a scale was necessary as the winds from a tornado will…
Water Damage
Hurricane Sally Hits Home- Pensacola, Florida
September 16th has been a bad day for John Minor's hometown of Pensacola.
This is the second time we have had a hurricane on this date. This storm surprised us with sustained winds of 105 MPH and the wind and surge from what was supposed to be minimal Cat 1 hitting Bay St Louis that ended up stalling as it came ashore as a…
Wind Damage
New Year, New Us : TeamComplete Windstorm 2023
WIND 2023
Windstorm Insurance Conference Orlando 2023
“It is better to know how to learn than to know”
Dr. Suess
Oh, the places you will go in this business. I have had such a great ride in this job over the last 25 years and WIND has carried me to many of my destinations. WIND 2023 is expected to be my next departure point and I cannot…
Wind Damage Vs. Flood Damage
Hurricane Sally Hits Home- Pensacola, Florida
September 16th has been a bad day for John Minor's hometown of Pensacola.
This is the second time we have had a hurricane on this date. This storm surprised us with sustained winds of 105 MPH and the wind and surge from what was supposed to be minimal Cat 1 hitting Bay St Louis that ended up stalling as it came ashore as a…