Hurricane Michael Devastation, Insurance Village & FEMA

Insurance Village Location

The state of Florida’s Chief Financial Officer Jimmy Patronis, said that starting Tuesday October 16th, that Insurance Village will set up in the parking lot of Sam’s Club on 23rd Street at 1707 W 23rd St, Panama City, FL 32405. It will be open from 8am – 5pm. The village and it’s resources are not simply limited to Bay County but everyone with questions and concerns is welcome to come through.

Patronis continued, “Come to the village. Let’s get your questions answered and tell you what your rights are.”

Lineman and other city, state and federal crews are working around the clock to get some semblance of normalcy back in balance but as they do insurance agencies can step in to fix the community’s other needs.

“We see the trucks rolling all over the streets of Bay County,” said Patronis.

The Insurance Village with be equipped with WiFi internet access, cell phones and charging stations and roaming offices to help. The temporary village location is to help get a financial plan in order quickly for all those affected.

 

FEMA Response & Info

Recent updates show that FEMA is located and operating in eleven counties aiding those families affected by Hurricane Michael.

Remember FEMA will never ask for any type of fee regarding their services and will always display valid credentials if they are in fact a FEMA representative. Currently there are twelve teams operating all over the Gulf Coast.

Even if you think your renter’s insurance covers everything that was damaged in regard to your property make sure that you file and update all of your info with FEMA to get insight on what they think that you should do to cover your bases.

“The response teams are going into the affected neighborhoods and, as much as possible, going door to door and letting them know people need to register with FEMA,” Nate Custer said.

Staff also will be opening Disaster Recovery Centers in the coming weeks. Those locations will offer one-on-one assistance for anyone who has questions about the FEMA process. 

“It’s not assistance that’s going to make you whole again but it’s to try and get people back into their homes,” Custer said. 

 

The Damage

Understandably, a storm of this magnitude would wreak widespread havoc across the entire panhandle of Florida but since entire areas were cut off from communication Complete Inc has no way of knowing the true devastation. We have drone footage within this article below as an indicator of just what some are dealing with.

Authorities deployed boats and helicopters and we employed drones in accessible areas to try to get a scope of the damage. Due to the makeup of the area this will not not be easy. “This is a very dense part of the state, so it’s going to be a lot of work to get to everybody,” Gov. Rick Scott of Florida said. “But we will get to everybody.”

“It was absolutely horrible, I watched Hurricane Michael lift the houses all around Mexico Beach, Fla., then spin them around and drop them”, said Mexico Beach resident Ted Carranza.

“It was insane,” Mr. Carranza said last Thursday from the town where the storm had crossed onto the state only a day before.

Just a week earlier stood living, breathing city. Only a week later the quiet town brought to a whisper as piles of lumber, home furnishing, destroyed roofing and memories littered the beachside community.

In these situations, residents usually turn to the military and National Guard for help and advice on how to deal with the storm. But in this instance, it was the military itself that had to worry about its own self-preservation. Panama City’s own Tyndall Air Force Base suffered “severe damage” to “the base infrastructure” as a result of getting pummeled by Hurricane Michael, base officials said.

The entire Air Force base was left without power, water and sewer service. One of the only ways to communicate with base residents as well as those that live surrounding the base has been via Facebook. The base posted on their Facebook profile that recovery teams had uncovered “widespread catastrophic damage” at the facility after just an initial assessment. And while inspecting some of the base’s housing locations, teams “found widespread roof damage to nearly every home.” After a more thorough examination there will no doubt be more damage to deal with.

In a new analysis based on the National Hurricane Center’s (NHC) advisory and CoreLogic, Michael is estimated to have produced between $3 billion and $5 billion in wind and storm surge losses. 

 

Citations:

http://www.artemis.bm/blog/2018/10/10/hurricane-michael-wind-surge-insured-loss-up-to-4-5bn-corelogic/

https://www.cbsnews.com/news/hurricane-michael-aftermath-death-toll-rises-as-florida-takes-stock-of-destruction/

http://www.newsherald.com/news/20181015/president-trump-visits-hurricane-michael-victims-with-fema-governor

https://www.insurancejournal.com/news/southeast/2018/10/16/504583.htm

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