Gulf Coast Appraisal 2021 – Hurricanes Laura, Sally, Zeta, & Delta
2020 was a big year for hurricanes on the Gulf Coast, the place where I call home. I have run these roads since Hurricane Erin and Opal on Pensacola Beach…
Large Loss Claims Ripe for Appraisal
Every condo or commercial claim has a lifecycle with a beginning and an end; some claims efficiently get from date of loss to agreement. Some do not. This article is…
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Benefits of Appraisal to Florida Insurance Companies
Speed – The average residential insurance claims appraisal is taking 60, sometimes 90 days or 120 days, to close from start to finish. The differences on these claims are typically…
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Team Complete – 2019 Year in Review
We look back at 2019 and the clients we have had an opportunity to serve, the growth their work has provided, and the path it provides for the employees at…
Four Steps to Ensure a Successful Hurricane Michael Appraisal Result
Four steps to ensure a successful Hurricane Michael Appraisal result I believe in the Appraisal process – resolving claims after Hurricane Michael in Panama City, the beaches, and up in…
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$42M for Amarillo Schools Hail Claim
Complete is pleased to announce the resolution of Amarillo’s 2013 hail claim. An agreement of $42M was reached between the school district and the insurer. This agreement was the result…
Appraisal Under the Flood Policy – John Minor – Appraiser, Umpire
The Appraisal Process in the National Flood Insurance Program works to resolve disputed property damage claims both residential and commercial after Hurricanes or other catastrophes. Insurers may compel appraisal or…
The Process and Execution of the Appraisal Process – 5/2019 – John Minor – Appraiser, Umpire
Appraisal has been around at least since 1888 in Scottish Union & National Insurance Company v Clancy but remains a lesser-known method of resolving property insurance claims arising from wind,…
Florida Condo HOA Board / Owner Responsibilities
Post Hurricane Michael where I have been on station since landfall I am getting bombarded with questions from condo owners in regards to what they are responsible for when it…
The Insurance Appraisal Process & Florida Department of Insurance DFS Mediation – An experts review
Alternative Dispute Resolution (ADR) Solutions to Hurricane Michael This article is about the insurance claims appraisal process and the Florida Department of Financial Services Mediation process. The video will explain…
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How Mediation Can Help Resolve Disputed Property Claims in Florida
Hurricane Irma is one of the strongest hurricanes to hit the Southeast in recent memory. And the brunt of it was absorbed by Floridians. One of the most devastating effects…
Pensacola Tornado Damage – Steps to Resolving Disputed Claims – DFS Mediation, Appraisal & Public Adjusters
Tornadoes are rated on an EF (Enhanced Fujita) scale of o -5 (a 5 can flat knock down a structure). Dr Fujita from the University of Chicago came up with…
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Insurance Claims Appraiser – Advocacy is called for Bias is not
The Appraisal Process and the Importance of Hiring an Unbiased Appraiser with a discussion on Colorado DFS rules The Appraisal Process is one that has been around since the 165-line…
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Historic Southeastern Louisiana Flooding
Baton Rouge, LA If you live in southeastern Louisiana, a fishing boat is quite the useful asset right about now. Following this historic and tragic flooding event, locals continue to…
State Farm – Hurricane Katrina: Jourdan River Estates, Coastal Mississippi – John Minor Appraiser
Complete was hired by State Farm to develop cost models for various properties damaged by the wind and flood from Hurricane Katrina in 2005. These properties were several miles inland…
Federal Umpire Appointment: Webster County Courthouse – Walthall, Mississippi – John Minor Umpire
John Minor was selected from a wide field of candidates to serve as umpire on the property damage side of a federal lawsuit regarding the property referenced above. The fire…
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Large Loss Hail – Front Range Christian School Campus – Colorado
This beautiful campus was damaged by hail and entered into appraisal. The real interesting portion of the claim, from my perspective as umpire, was how different the hail and wind…
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Appraisal Provision in Homeowners & Commercial Policies – Perspective by John Minor, Appraiser, Umpire
Appraisal Provision in Homeowners & Commercial Policies Appraisal has been around at least since 1888 in Scottish Union & National Insurance Company v Clancy but remains a lesser-known method of…
