John Minor, Matt Miller and Mike Sico

About Team Complete

Team Complete the right expert in the right place when you need them.

Since 1997, Complete, Inc. parent corp and Complete General Contractors, Inc. FL has been a leader in restoration contracting, construction consulting and insurance appraisal across the southeast and Texas.

The TeamComplete Mission

Our mission is to leverage and continually build on our technical expertise as a professional services firm studying the effects of time and weather on the built environment and offering cost-effective solutions that bring compassion and understanding to bear for our clients and their stakeholders.

Our history

Founded in Wrightsville Beach in North Carolina in 1997, Complete provides services to select property owners, businesses and governmental agencies as well as clients in the insurance and legal industries. By establishing a reputation for thoroughness and reliability, Complete has come to be respected as a consistent leader in the understanding and valuing of construction problems, alternative dispute resolution services and catastrophe response.

In 2018, Complete added engineering to our suite of services to better serve our clients in the resolution of difficult hurricane damage or builder liability claims. 

Our dedicated professionals bring years of technical expertise to every project to push your problem and the facts through. Our commitment to clients has been a pillar of our position as a service-driven leader in our industry. When you need a team who knows how to navigate the difficult road from disaster to normalcy, from impasse to agreement, give us a call.

The TeamComplete Difference

Complete is a group of specialized experts led by President John Minor, CGC, CFM providing forensic engineering project management and consulting services throughout the United States to put our clients ahead. We work as professional engineers, certified general contractors, flood plain managers, building consultants, trial experts, and appraisers. Our corporate office is in Pensacola, FL, as well as offices in Miami, FL, and staff throughout the panhandle.

Our group provides for agreed property damage value and scope recommendations to property owners, insurers and their clients each year in our role as building consultants. Our commercial side has been active in the resolution in some very large losses for more than last two decades as appraisers and experts following a career of hard construction restoring buildings. Providing hard won expertise, Complete is dedicated to the formation of lasting client relationships and solutions. With its core values of trust, integrity, and responsiveness to client needs.

The TeamComplete Values

Our values First to Arrive. Last to Leave. Drive industry standards for excellence in customer relationship management, service delivery, and talent retention though a culture that fosters accountability, collaboration, and professional growth by empowering and motivating staff to be innovative and to perform all duties with integrity.

The Team

John Minor, CGC, CFM – Chief Executive officerJohn G. Minor, Certified General Contractor, Certified Floodplain Manager, is a large loss insurance appraiser and expert witness as the President of Complete. His goal is to leverage his 25 years of experience, training, relationships and knowledge to provide answers to support his clients through the difficult challenges of property claims.Read John’s Full BioMike Sico – Chief Operating OfficerMike Sico joined Complete in 2019 and has plenty of history working with John Minor and others from our team on previous projects. Mike has inspected, written, and helped to resolve hundreds of claims for everything from hail-damaged school districts to Hurricane Harvey homeowner claims on the Gulf Coast.Read Mike’s Full BioKim Goudey, CPA, MBA – Chief Financial OfficerBio to come.Paul Semmes, PE, CGC – Director of EngineeringBio to comePaula Phillips – Account ManagerPaula Phillips serves as the administrative support personnel for Complete, Inc. She handles the various aspects of the accounting and corporate operations utilizing her professional skills, which have been acquired over the past 30-plus years.Read Paula’s Full BioJimmy St. Romain- Operations ManagerJimmy St. Romain is a detail-oriented professional with more than 21 years of residential construction management experience and more than 10 years of Insurance Restoration experience. Additional qualifications include Licensed Home Inspector in Florida and Alabama, and IICRC WRT certified in Water Restoration. Ready Jimm’s Full BioAna Minor – Business Development ConsultantWe are proud to have Ana Minor and Alvares Services’ marketing and business development experience on our team. Ana has already proven to be an effective leader for the South Florida branch of TeamComplete.Read Ana’s Full BioMatt Miller, CRC- Senior Project ManagerMatt Miller began his career at Complete in 2015 as a Project Manager, learning the ins and outs of the insurance claims industry as John Minor’s right-hand man. As a graduate of Florida State University’s College of Business, John saw professionalism and acute attention to detail as traits that could contribute to successful outcomes for his clients.Read Matt’s Full BioDonna Sumrall – Administrative SupportBio coming soon.Read Donna’s Full BioAnna Lowe – Technical SupportAnna has joined our group as an administrator and proven herself to be an integral part of our team, both on the outbound and internal side of Complete. She works directly on the Florida Building Safety Act to meet association needs and further understanding of what compliance means for each association.
Read Anna’s Full Bio
Charles “Rusty” Downing – Estimate WriterRusty’s experience includes wind claims from Hurricane Matthew in Florida, flood claims in Tennessee, Georgia, and northern Alabama as well as Hurricane Harvey claims in Texas. In November 2018, he joined Team Complete in the Panhandle of Florida to assist with Hurricane Michael.Read Rusty’s Full Bio
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The TeamComplete Vision

Our vision is to establish Complete General Contractors, Inc.  as a premier trusted advisor offering right-sized solutions that positively impact our clients’ lives and their stakeholderships in the built environment through our recommendations.​​

Services We Provide

Insurance Claims Appraisal

Serving in the formal alternative dispute resolution process included in most residential, commercial and industrial insurance policies. With our years of experience in appraisal, Windstorm certifications, and a lifetime spent on real construction projects, Complete can conduct thorough appraisals and accurate restoration cost estimates to resolve claims in the appraisal process. Much of our experience is in large loss wind and flood claims for school districts, municipalities, commercial or multifamily residential.

Expert Witness

Complete provides expert witness services for cases involving construction defect or damage due to natural disasters. We have trial experience in land use, floodplain, hurricane VPL and construction defect.

Forensic Engineering

Our inspections include structural hurricane, and construction defect damage assessments and recommendations by our state licensed professional engineers. Paul Semmes, PE, CGC  leads the engineering services provided by Complete.

Project Management

Our general and roofing contractors understand complex construction schedules, costs, budget, specs and codes. If your project needs cost estimating or other construction management our teams have the knowledge and expertise on custom coastal and high-end construction. With its core values of trust, integrity, and responsiveness to client needs.

Diagnostic & Technical Service

Visible water intrusion damage is usually the end result of a chain of issues related to storm damages or construction defect. Complete utilizes best-in-the-industry tools and reproducible techniques for documenting conditions on damaged structures.

Complete provides the expertise to uncover the source of a problem and outline exactly how to restore a property and prevent future issues. Call Complete today to see how we can take care of the details so you or your policyholders can get back to taking care of business.

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