The Process and Execution of the Appraisal Process – 5/2019 – John Minor – Appraiser, Umpire
Appraisal has been around at least since 1888 in Scottish Union & National Insurance Company v Clancy but remains a lesser-known method of resolving property insurance claims arising from wind,…
Florida Condo Board / Owner Responsibilities
Post Hurricane Michael where I have been on station since landfall I am getting bombarded with questions from condo owners in regards to what they are responsible for when it…
The Insurance Appraisal Process & Florida Department of Insurance DFS Mediation – An experts review
Alternative Dispute Resolution (ADR) Solutions to Hurricane Michael This article is about the insurance claims appraisal process and the Florida Department of Financial Services Mediation process. The video will explain…
Pensacola Tornado Damage – Steps to Resolving Disputed Claims – DFS Mediation, Appraisal & Public Adjusters
Tornadoes are rated on an EF (Enhanced Fujita) scale of o -5 (a 5 can flat knock down a structure). Dr Fujita from the University of Chicago came up with…
Insurance Claims Appraisal Process – Advocacy is called for Bias is not
The Appraisal Process and the Importance of Hiring an Unbiased Appraiser with a discussion on Colorado DFS rules The Appraisal Process is one that has been around since the 165-line…
State Farm – Hurricane Katrina: Jourdan River Estates, Coastal Mississippi – John Minor Appraiser
Complete was hired by State Farm to develop cost models for various properties damaged by the wind and flood from Hurricane Katrina in 2005. These properties were several miles inland…
Federal Umpire Appointment: Webster County Courthouse – Walthall, Mississippi – John Minor Umpire
John Minor was selected from a wide field of candidates to serve as umpire on the property damage side of a federal lawsuit regarding the property referenced above. The fire…
Appraisal Provision in Homeowners & Commercial Policies – Perspective by John Minor, Appraiser, Umpire
Appraisal Provision in Homeowners & Commercial Policies Appraisal has been around at least since 1888 in Scottish Union & National Insurance Company v Clancy but remains a lesser-known method of…
Insurance Appraisal in Today’s World
This article discusses changes being considered for the appraisal process under Florida Senate Bill 336. It also discusses rules currently in place in Colorado under the Dora Act and licensing by the Louisiana Department of Insurance.
Chateau De La Mer Hurricane Katrina Wind V Flood 86,000 s.f.
86,400 s.f property damaged by wind and flood from Hurricane Katrina. John Minor served as the appraiser and expert on this claim that resolved successfully. The claim was well in excess of 10,000,000 dollars and required careful attention to the differences between the wind and flood damages.
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Comfort Inn & Suites: Houston, Texas
Complete was hired by the insurer to be the appraiser in the alternative dispute resolution process included in the property owner’s policy. This property was damaged by Hurricane Ike and,…
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Fire Loss: Ocean Springs, MS
In March of 2008 the fire consumed the residence and burned significant portions of the residence including the floor, wall and roof framing making a restoration impossible this time around….
Appraisal: Alternative Dispute Resolution
Appraisal is a form of Alternative Dispute Resolution included in most home and commercial property owner’s insurance policies. The process is informal and allows for the selection of an appraiser by each side…
