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Engineering Scope and Price Consulting: Hurricane Michael Recovery for Bay Haven Charter Schools, Bay County, FL 

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  • October 23, 2024

Project Overview

Wind Speed Diagram Hurricane Michael - Graphic by Complete

In the aftermath of Hurricane Michael, Bay Haven Charter Schools in Bay County, Florida, faced significant challenges due to widespread damage. As the region worked toward recovery, and dealt with the costs of same, Bay Haven Charter Schools needed reliable guidance to navigate the complex process of assessing, repairing, and rebuilding their facilities. Team Complete…

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  • Hurricane Irma and whole bunch of Interstate

  • Cardavant – Hurricane Ian Appraisal

  • Ariel Condominiums – Hurricane Ian Appraisal

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    Hurricane Michael: City of Lynn Haven Four Years Later

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Hiring an Appraiser

TeamComplete St. Croix Roof Inspection

Hurricane Maria – Large Loss Claims Appraisal – St Croix

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  • February 23, 2022

Carden Beach Condominiums - St Croix

Complete & John Minor were pleased to be selected by the some of the smartest attorneys in the country as appraiser for Carden Beach Condominiums down in the US Virgin Islands following Hurricane Maria. Carden Beach is a special place on the northeast corner of St. Croix that had significant hurricane damage from Hurricane Maria’s Category 4…

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  • Commercial Office Space

    Insurance Claims Appraisal – Tampa Bay, Brandon, St. Petersburg & Sarasota Florida

  • John Minor Meeting With Insurance Company

    Benefits of Appraisal to Florida Insurance Companies

  • Appraisal under the Flood Policy

    Appraisal Under the Flood Policy – John Minor – Appraiser, Umpire

  • Appraisal process

    The Process and Execution of the Appraisal Process – 5/2019 – John Minor – Appraiser, Umpire

  • Insurance Claims Appraisal Process – Advocacy is called for Bias is not

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Insurance Claims Appraiser

hurricane Michael aftermath

Hurricane Michael: City of Lynn Haven Four Years Later

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  • June 23, 2022

City of Lynn Haven Hurricane Michael Appraisal

The City of Lynn Haven, Fla. sustained damages from Hurricane Michael on Wednesday, October 10, 2018. Over 51 separate locations were affected by the storm. Of these buildings the Police Station, City Hall, Library, and Recreation Center sustained the worst damage, resulting in complete or partial demolition of these sites.

The City razed 57,000 sf of community buildings located…

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  • TeamComplete St. Croix Roof Inspection

    Hurricane Maria – Large Loss Claims Appraisal – St Croix

  • Hurricanes Laura, Sally, Zeta, & Delta

    Gulf Coast Appraisal 2021 – Hurricanes Laura, Sally, Zeta, & Delta

  • Commercial Office Space

    Insurance Claims Appraisal – Tampa Bay, Brandon, St. Petersburg & Sarasota Florida

  • Hurricane Irma Keys CGC FAA 107 Inspection

    Insurance Appraisers & Forensic Engineers – Florida Keys – Key Largo to Key West

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    Large Loss Claims Ripe for Appraisal

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Insurance Claims Appraiser & Arbitration

TeamComplete St. Croix Roof Inspection

Hurricane Maria – Large Loss Claims Appraisal – St Croix

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  • February 23, 2022

Carden Beach Condominiums - St Croix

Complete & John Minor were pleased to be selected by the some of the smartest attorneys in the country as appraiser for Carden Beach Condominiums down in the US Virgin Islands following Hurricane Maria. Carden Beach is a special place on the northeast corner of St. Croix that had significant hurricane damage from Hurricane Maria’s Category 4…

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  • Hurricanes Laura, Sally, Zeta, & Delta

    Gulf Coast Appraisal 2021 – Hurricanes Laura, Sally, Zeta, & Delta

  • FL number of claims per county

    Insurance Claims Appraiser Forensic Expert – Broward County Florida and Fort Lauderdale

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    The Process and Execution of the Appraisal Process – 5/2019 – John Minor – Appraiser, Umpire

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Insurance Claims Umpire

John Minor Meeting With Insurance Company

Large Loss Claims Ripe for Appraisal

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  • January 31, 2020

Every condo or commercial claim has a lifecycle with a beginning and an end; some claims efficiently get from date of loss to agreement. Some do not. This article is about the large loss problem claims, the ones that just have not settled for whatever reason. Some of these are floating along in Panama City after Michael or Marco and Naples following Irma and…

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  • John Minor Meeting With Insurance Company

    Benefits of Appraisal to Florida Insurance Companies

  • Appraisal under the Flood Policy

    Appraisal Under the Flood Policy – John Minor – Appraiser, Umpire

  • Appraisal process

    The Process and Execution of the Appraisal Process – 5/2019 – John Minor – Appraiser, Umpire

  • The Insurance Appraisal Process & Florida Department of Insurance DFS Mediation – An experts review

  • How Mediation Can Help Resolve Disputed Property Claims in Florida

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Selecting an Appraiser

Appraisal process

The Process and Execution of the Appraisal Process – 5/2019 – John Minor – Appraiser, Umpire

  • Alternative Dispute Resolution
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  • May 22, 2019

 Appraisal has been around at least since 1888 in Scottish Union & National Insurance Company v Clancy but remains a lesser-known method of resolving property insurance claims arising from wind, water, fire, or other insured losses. Appraisal is defined as the determination of what constitutes a fair price, valuation or in the policy - the amount of the loss. While appraisal is included in…

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  • The Insurance Appraisal Process & Florida Department of Insurance DFS Mediation – An experts review

  • Appraisal Provision

    Appraisal Provision in Homeowners & Commercial Policies – Perspective by John Minor, Appraiser, Umpire

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  • Appraisal process

    The Process and Execution of the Appraisal Process – 5/2019 – John Minor – Appraiser, Umpire

    • Alternative Dispute Resolution
    • Appraisal
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    • May 22, 2019

     Appraisal has been around at least since 1888 in Scottish Union & National Insurance Company v Clancy but remains a lesser-known method of resolving property insurance claims arising from wind,…

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  • Florida Condo Board / Owner Responsibilities

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    • Hurricane Michael
    • John Minor's Newsletters
    • January 16, 2019

    Post Hurricane Michael where I have been on station since landfall I am getting bombarded with questions from condo owners in regards to what they are responsible for when it…

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  • The Insurance Appraisal Process & Florida Department of Insurance DFS Mediation – An experts review

    • Alternative Dispute Resolution
    • Appraisal
    • Insurance Claims Appraiser
    • Insurance Claims Umpire
    • John Minor's Newsletters
    • Selecting an Appraiser
    • Wind Damage
    • January 2, 2019

    Alternative Dispute Resolution (ADR) Solutions to Hurricane Michael  This article is about the insurance claims appraisal process and the Florida Department of Financial Services Mediation process. The video will explain…

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  • How Mediation Can Help Resolve Disputed Property Claims in Florida

    • Broward County Florida
    • Florida Keys
    • Florida’s Gulf Coast
    • Hurricane
    • Hurricane Irma
    • Insurance Claims Appraiser
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    • Southwest Florida
    • Tampa Bay Area
    • April 30, 2018

    Hurricane Irma is one of the strongest hurricanes to hit the Southeast in recent memory. And the brunt of it was absorbed by Floridians. One of the most devastating effects…

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  • Pensacola Tornado Damage – Steps to Resolving Disputed Claims – DFS Mediation, Appraisal & Public Adjusters

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    • John Minor's Newsletters
    • Tornado Damage
    • October 3, 2016

    Tornadoes are rated on an EF (Enhanced Fujita) scale of o -5 (a 5 can flat knock down a structure). Dr Fujita from the University of Chicago came up with…

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  • Insurance Claims Appraisal Process – Advocacy is called for Bias is not

    • Appraisal
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    • Insurance Claims Umpire
    • John Minor's Newsletters
    • August 31, 2016

    The Appraisal Process and the Importance of Hiring an Unbiased Appraiser with a discussion on Colorado DFS rules The Appraisal Process is one that has been around since the 165-line…

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  • Historic Southeastern Louisiana Flooding

    • Flood Damage
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    • John Minor's Newsletters
    • August 18, 2016

    Baton Rouge, LA If you live in southeastern Louisiana, a fishing boat is quite the useful asset right about now. Following this historic and tragic Louisiana flooding event, locals continue…

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  • State Farm – Hurricane Katrina: Jourdan River Estates, Coastal Mississippi – John Minor Appraiser

    • Case Studies of Our Work
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    • February 18, 2016

    Complete was hired by State Farm to develop cost models for various properties damaged by the wind and flood from Hurricane Katrina in 2005. These properties were several miles inland…

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  • Federal Umpire Appointment: Webster County Courthouse – Walthall, Mississippi – John Minor Umpire

    • Alternative Dispute Resolution
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    • February 18, 2016

    John Minor was selected from a wide field of candidates to serve as umpire on the property damage side of a federal lawsuit regarding the property referenced above. The fire…

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  • Front Range Christian School Campus

    Large Loss Hail – Front Range Christian School Campus – Colorado

    • Case Studies of Our Work
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    • Insurance Claims Umpire
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    • December 11, 2015

    This beautiful campus was damaged by hail and entered into appraisal. The real interesting portion of the claim, from my perspective as umpire, was how different the hail and wind…

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  • Appraisal Provision

    Appraisal Provision in Homeowners & Commercial Policies – Perspective by John Minor, Appraiser, Umpire

    • Alternative Dispute Resolution
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    • November 25, 2015

    Appraisal Provision in Homeowners & Commercial Policies Appraisal has been around at least since 1888 in Scottish Union & National Insurance Company v Clancy but remains a lesser-known method of…

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  • John G. Minor, Complete, Inc.

    Insurance Appraisal in Today’s World

    • Appraisal
    • In The News
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    • Insurance Claims Umpire
    • John Minor's Newsletters
    • October 26, 2015

    This article discusses changes being considered for the appraisal process under Florida Senate Bill 336. It also discusses rules currently in place in Colorado under the Dora Act and licensing by the Louisiana Department of Insurance.

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  • The Appraisal Pocess for fire, wind, water cliams

    Property Claims Appraisal/ Umpire Licensure – Florida Senate Bill 336

    • Appraisal
    • In The News
    • Insurance Claims Appraiser
    • Insurance Claims Umpire
    • John Minor's Newsletters
    • September 29, 2015

    It appears we may just finally have some some more Wyatt Earp in place of Billy the Kid in the appraisal industry. Gentlemen and Ladies, check your guns at the…

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  • New York bill will allow property appraisal to determine “scope of loss”

    • Appraisal
    • Insurance Claims Appraiser
    • Insurance Claims Umpire
    • John Minor's Newsletters
    • Water Damage
    • Wind Damage
    • July 28, 2014

    A new bill passed in the New York State legislature has expanded property claims appraisals in order to help property owners avoid litigation in the event of a loss. Bill…

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  • Large Loss Wind Damage Umpire Assignment – Houston, Texas

    • Case Studies of Our Work
    • Insurance Claims Umpire
    • December 5, 2013

    150,000 s.f. – Commercial Complete president John Minor CGC, CFM was asked by both parties to serve as umpire in this large loss property claims dispute. The loss was a…

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  • Chateau De La Mer Hurricane Katrina Wind V Flood 86,000 s.f.

    • Appraisal
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    • FEMA 50% Rule
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    • Hurricane Katrina
    • Insurance Claims Appraiser
    • Wind Damage
    • Wind Damage Vs. Flood Damage
    • July 17, 2013

    86,400 s.f property damaged by wind and flood from Hurricane Katrina. John Minor served as the appraiser and expert on this claim that resolved successfully. The claim was well in excess of 10,000,000 dollars and required careful attention to the differences between the wind and flood damages.

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  • Photo courtesy of NOAA, Hurricane Ike

    Steps to Resolving Large Loss Flood Claims in the Appraisal Process

    • Flood Damage
    • Hurricane
    • Insurance Claims Appraiser
    • Wind Damage
    • October 14, 2011

    Flood damage claims are a difficult process. The successful resolution of a flood loss requires many steps and good decisions at critical times during the financial and physical recovery. In…

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  • Large Loss Industrial Appraisal – 250,000 S.F. Cold Storage Facility – Harlingen, TX

    • Case Studies of Our Work
    • Expert Witness
    • Hurricane Alex
    • Hurricane Dolly
    • Insurance Claims Appraiser
    • Wind Damage
    • October 6, 2011

    The Complete team concluded an large loss multi million dollar appraisal and expert witness work on an 200,000 square foot cold storage facility located in the valley of extreme southern…

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