Determining Wind and Surge Losses Class
39th Annual Conference & Exhibit FairOrlando, September 20 – 23, 2009Special Catastrophe TrackTuesday, September 22Herding Cats – The Growing Challenges of Catastrophe Risks/p> John Minor: Determining Wind and Surge LossesTuesday,…
Houston Property Appraisal: Commercial
These four buildings totaling more than 100,000 s.f of printing and paper warehouses were damaged by wind following Hurricane Ike. Complete, John Minor was selected to be the appraiser for…
Hurricane Ike Appraisals – Commercial Large Loss
Complete has been hired by a major insurer to work Hurricane Ike claims and as independent appraiser in Houston, Texas. The majority of these losses are associated with hotels, office complexes, churches and manufacturing facilities damaged by the winds from Hurricane Ike…more >>
Perdido Shores: Hurricane Ivan – Wind V Flood Expert John Minor
Perdido Shores, located gulf front on Perdido Key, was badly damaged by wind and flood from Hurricane Ivan. The property was a total loss and was razed as result of…
Hurricane Claims Appraisal following Hurricane Ivan – Gulf Breeze
Complete was hired as appraisers for this beautiful property located in Gulf Breeze, FL. We had been recommended by the builder Mr. Roger Bontrager of Bontrager Builders who had restored…
Large Loss Mixed Use Condominium – Builder Liability Claim
Complete was hired by the liability insurer for the general contractor on this mixed use multi-unit commercial and residential condominium complex located in Destin, Fl. The property was suffering from…
Large Loss Residential: Fire Litigation
Complete was hired by the owners of this property located in Milton, Florida. Their rental house had been damaged by an attic fire requiring the removal of a portion of…
Appraisal of Aub Ward, Esq. residence in Baton Rouge following Hurricane Gustav
Complete was hired by this attorney/policy holder as appraiser to set the values associated with damages from Hurricane Ivan. A 60-80,000 pound tree impacted the residence causing structural damages through…
Playa Del Sur: Miami, Florida
Complete was requested by the owners and their counsel to determine the cost associated with improper placement of pilings of this property. The land was being developed for multiple luxury…
Review of EIFS damages – Oakmont
Steve Mullins out of Ocean Springs, MS brought us in to establish issues associated with this community built in southern Mississippi. The property had been installed with a barrier EIFS…
Loftin Properties: Hurricane Ivan
Taylor Loftin hired Complete to provide emergency services following the landfall of Hurricane Ivan in Pensacola, Fl. Their real estate office on the west side of Pensacola had been badly…
Hurricane Wilma – International Village
This massive condominium complex was damaged by Hurricane Wilma in 2005. The property consisted of more than a dozen buildings with more than 500,000 s.f. of heated and cooled space….
Personal Injury: Steps (Builder Liability)
Complete was retained by the liability insurer for a well-known, local builder in Destin, FL. The builder has a reputation for quality construction and attention to detail. In this case…
Dr. Cue Residence: North Carolina
This very large residence in eastern North Carolina was damaged by builder liability. Complete was hired by the owner when things fell apart with their builder. We were brought on…
Review of water intrusion issues surrounding the Burgundy Residence, New Orleans, LA
Water intrusion issues: Complete was hired by the Home Owners Association for this historic home in the French Quarter. The contractor for the restoration recommended Complete to come in and…
Bradley Creek, Wrightsville, NC: Hurricane Restoration
Complete was recommended by the insurer and the property manager at CAMS in Wilmington, NC. We had worked in this community for years and when Hurricane Bonnie damaged these condominiums…
Bridle Path: Hurricane Wilma, Weston, Florida
Complete was pleased to be the restorer of this residence in a gated community in Weston, FL. This was a very large home with a tile roof damaged by the…
Water Intrusion: Turnberry at Landfall in Wilmington, N.C.
Water Intrusion: Complete was requested by the insurer for the general contractor to review the construction on these 51 units located in a gated community in North Carolina. Several of…
558 Inspections
La. Supreme Court Decision – Attached – John Minor, Expert – Hurricane Gustav V Construction Defect
John Minor of Complete, Inc. was asked to review the damages to the above referenced property after being referred by a La. General Contractor. The residence appeared to be of high quality built on a golf course at the Point in S. Louisiana.
Construction Defect
SB 360 Construction Defect
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Construction Defect
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Historical Context
Consumer protection laws and building codes have been around since the first Mason quarreled with their client the Shepard. In 1772 BCE rules were established by the Code of Hammurabi and have continued since confounding contractors and…
Diagnostic
South FL Condo Buildings Require 40-year Recertification Inspection
Florida Condo Building - Photo by Complete
The need for professional inspections of multifamily mid-and high-rise structures has never been clearer than in recent times. Our firm has been a leader in water intrusion and building inspection services for more than 20 years and we welcome this attention to detail.
Our engineers expect that there will be major changes in the state of Florida…
Expert Witness
Benefits of Appraisal to Florida Insurance Companies
Speed – The average residential insurance claims appraisal is taking 60, sometimes 90 days or 120 days, to close from start to finish. The differences on these claims are typically from 100 to 300k and are wholly associated with cost and scope. The commercial claims schedule for a standalone business can often be the same but know that a condo can sometimes take a…
FEMA 50% Rule
The effect of the 50 percent rule in SW Florida
The 50 Percent Rule - Substantial Damage after Hurricane Ian
Hurricane Ian was one of the most powerful storms to ever hit the coast of Florida with one minute sustained winds reported at over 150 MPH and the cause of more than 125 deaths. This storm is rated as a Major Hurricane, Category 4, just shy of the 157 MPH sustained necessary to be a…
Fire Damage
Forensic Engineering – What does one look for in a forensic report?
UF Engineering - Hurricane & Building Failure Research
What is a Forensic Engineering report? Why do I need one on hurricane damaged building claims? Forensics, as I have seen it play in the field over the last two decades as an insurance appraiser, expert, and now owner of a small engineering company. Forensics is where science and the courtroom meet in the form of a hurricane,…
Flood Damage
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Forensic Engineering
Hurricane Michael: City of Lynn Haven Four Years Later
City of Lynn Haven Hurricane Michael Appraisal
The City of Lynn Haven, Fla. sustained damages from Hurricane Michael on Wednesday, October 10, 2018. Over 51 separate locations were affected by the storm. Of these buildings the Police Station, City Hall, Library, and Recreation Center sustained the worst damage, resulting in complete or partial demolition of these sites.
The City razed 57,000 sf of community buildings located…
Hail Damage
$42M for Amarillo Schools Hail Claim
https://youtu.be/yxdrIhvGImE
Complete is pleased to announce the resolution of the Amarillo School District 2013 hail claim. An agreement of $42M was reached between the school district and the insurer. This agreement was the result of hard work by the appraisal panel, the school district, the insurer and their counsel. John Minor was the appraiser for the district, working out the differences between the parties. John…
Hiring a Forensic Engineer
Forensic Engineering – What does one look for in a forensic report?
UF Engineering - Hurricane & Building Failure Research
What is a Forensic Engineering report? Why do I need one on hurricane damaged building claims? Forensics, as I have seen it play in the field over the last two decades as an insurance appraiser, expert, and now owner of a small engineering company. Forensics is where science and the courtroom meet in the form of a hurricane,…
Roof Damage
Hurricane Maria – Large Loss Claims Appraisal – St Croix
Carden Beach Condominiums - St Croix
Complete & John Minor were pleased to be selected by the some of the smartest attorneys in the country as appraiser for Carden Beach Condominiums down in the US Virgin Islands following Hurricane Maria. Carden Beach is a special place on the northeast corner of St. Croix that had significant hurricane damage from Hurricane Maria’s Category 4…
Tornado Damage
Pensacola Tornado Damage – Steps to Resolving Disputed Claims – DFS Mediation, Appraisal & Public Adjusters
Enhanced Fujta scale
Tornadoes are rated on an EF (Enhanced Fujita) scale of o -5 (a 5 can flat knock down a structure). Dr Fujita from the University of Chicago came up with the scale in 1971 which is based on the type of damages and the width and breadth of same. The reason a scale was necessary as the winds from a tornado will…
Water Damage
Hurricane Sally Hits Home- Pensacola, Florida
September 16th has been a bad day for John Minor's hometown of Pensacola.
This is the second time we have had a hurricane on this date. This storm surprised us with sustained winds of 105 MPH and the wind and surge from what was supposed to be minimal Cat 1 hitting Bay St Louis that ended up stalling as it came ashore as a…
Wind Damage
New Year, New Us : TeamComplete Windstorm 2023
WIND 2023
Windstorm Insurance Conference Orlando 2023
“It is better to know how to learn than to know”
Dr. Suess
Oh, the places you will go in this business. I have had such a great ride in this job over the last 25 years and WIND has carried me to many of my destinations. WIND 2023 is expected to be my next departure point and I cannot…
Wind Damage Vs. Flood Damage
Hurricane Sally Hits Home- Pensacola, Florida
September 16th has been a bad day for John Minor's hometown of Pensacola.
This is the second time we have had a hurricane on this date. This storm surprised us with sustained winds of 105 MPH and the wind and surge from what was supposed to be minimal Cat 1 hitting Bay St Louis that ended up stalling as it came ashore as a…